BRIEF INFORMATION

Registered title "Zarechye" Joint-Stock Commercial Bank (Public Stock Company) Country of incorporation Russian Federation Share capital (statutory fund): 1 000 009 thousands RUB (more than 31,1 mln. USD) Equity capital (own capital): 1 079 391 thousands RUB (more than 33,6 mln. USD) (as of 01.10.2011)

Subsidiary office of "Zarechye" Bank (JSC)
Russia, Kazan 420087, 13A Zorge Str.
Tel.:+7(843)224-38-73

Subsidiary office of "Zarechye" Bank (JSC)
Russia, Kazan 420124, 2 Kommunarov Str.
Tel.:+7(843)518-97-38

Credit and cash office of "Zarechye" Bank (JSC)
Russia, Orel 302000, Orlovskaya area, 10/B Pokrovskaya Str., room 300
Tel.:+7(4862)54-09-21
Fax: +7(4862)54-08-36

Representatives
Russia,115035, Moscow, 10, Pyatnitskaya Str.,building 1
Head: Mr.Tomchuk Alexander
Tel.: +7(495)959-00-91 Fax:+7(495)959-00-74

Ukraine, 98600 Yalta, 3 Sverdlova Str.
Head: Mr.Borodin Sergei
Tel..:+380(654)27-19-72 Fax:+380(654)32-79-07

Licenses

• General License of the Central Bank of the Russian Federation No. 817
• License of the Central Bank of the Russian Federation for transactions with precious metals.
• Licenses of securities market participant issued with the Federal Stock Committee for a right to stock dealing, brokerage, administration of stocks.
• The bank is authorized to issue customs guarantees by the Central Bank of the Russian Federation.

Membership in associations and unions

• Member of the Association of Russian Banks
• Member of the Banks' Association of the Tatarstan Republic
• Member of Stock and Currency sectors of Moscow Inter-bank Currency Exchange
• Member of Saint-Petersburg and Nizhniy Novgorod Currency Exchanges

Scope of activities

• Crediting enterprises of the real sector of economics, first of all, those forming the budget of Tatarstan (the Russian Federation member territory).
• Servicing clients' foreign economic activities
• Transactions with bank and corporate securities
• Transactions with precious metals
• Servicing international credit/debit cards
• Work with individuals, deposit transactions
• Cash operations (currency purchase/sale)
• Deposits drawing/credits allocation
• Servicing operations on internal exchange market
• Documentary transactions:
  - Collections
  - Letters of Credit
  ("Zarechyeт observes the Uniform Customs and Practice for Documentary Credits, 1993 Revision,
  Publication No 500 of the International Chamber of Commerce, Paris)
  - Advising
  - Guarantees
  
• Financial Trading
  - Money Market Operations
  - Trading
  - Confirmation
  - Settlements
  
• Foreign Exchange deals (FX-deals)

Physical address
2 Luknitskogo Str., 420032 Kazan, Russia,

Ph: +7(843) 557 59 03, 557 59 65
Fax: +7(843) 557 59 75, 557 59 65
Telex: 224643 LADA RU
SWIFT: ZAJCRU2K
Taxpayer or National Identification Number: 1653016664
E-mail: 
Web-site:www.zarech.ru

Mailing address
2 Luknitskogo Str., 420032 Kazan, Russia,